RAHMAWATI, Novia; FATONAH, Siti; TRIANA, Leni. PENGARUH NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSETS (ROA) PADA PERBANKAN BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2016-2025. Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside, [S. l.], v. 6, n. 2, p. 454–475, 2026. DOI: 10.53363/yud.v6i2.210. Disponível em: https://www.yudishtira.gapenas-publisher.org/index.php/home/article/view/210. Acesso em: 8 sep. 2026.